Up to R3 000 a month per family
When you have a Momentum Medical Scheme or a qualifying medical scheme and are physically active, you can get up to R3 000 a month per family to help pay for day-to-day healthcare costs. We call these HealthReturns and it’s one of its kind!
Earn even more HealthReturns with the new Multiply ActivityBooster. The more active you are, the more you get!
What you will get
Get up to R3 000 a month per family to help pay for day-to-day healthcare costs.
Your HealthReturns are calculated using your Active Dayz™ (or fitness assessment), Healthy Heart Score and Multiply Premier status, and are aligned to our medical scheme contribution.
HealthReturns payable per R630 medical scheme contribution from 1 January 2022 and R665 from 1 September 2022.
Healthy Heart Score
Active Dayz™ or fitness assessment
Standard HealthReturns
16+ p.m.
or Level 5
R50
12+ p.m.
or Level 4
R30
8+ p.m.
or Level 3
R12
4+ p.m.
or Level 2
R5
0+ p.m.
or Level 1
R0
Healthy Heart Score
Active Dayz™ or fitness assessment
Standard HealthReturns
Bronze
Silver
Gold
Platinum
Private Club
16+ p.m.
or Level 5
R50
R50
R70
R110
R160
R260
R70
R110
R160
R260
12+ p.m.
or Level 4
R30
R30
R35
R70
R105
R160
R35
R70
R105
R160
8+ p.m.
or Level 3
R12
R12
R23
R33
R47
R65
R23
R33
R47
R65
4+ p.m.
or Level 2
R5
R5
R10
R15
R20
R30
R10
R15
R20
R30
0+ p.m.
or Level 1
R0
R0
R0
R0
R0
R0
R0
R0
R0
R0
Here’s an example
Sarah is on Private Club status with a green Healthy Heart Score. She earns 16 Active Dayz™ and is a principal member on Momentum Medical Scheme’s Incentive option.
Principal member contribution = R2 224 p/m
R2 224 ÷ R630 (Your contribution to your Momentum Medical scheme) = 3
3 x R260 (Private Club HealthReturns) = R780
Total HealthReturns = R780
FAQs
What do I get?
As a Multiply and Momentum Medical Scheme member, you can earn up to R3 000 per family in HealthReturns+/ per month.
*HealthReturns+/* payable per R630 medical scheme contribution from 1 January 2022 and for Momentum Medical Scheme members, R665 from 1 September 2022.
How does it work?
HealthReturns+/ are calculated using the results of your Healthy Heart Score, Active Dayz™ (or fitness assessment level) and your status on Multiply Premier, and are aligned to your medical scheme contribution.
For every R630* you contribute to your Momentum Medical Scheme, you will get HealthReturns+/ paid into your HealthSaver* account. This applies to the principal member and adult dependant contributions. A principal member who is as active as an adult dependant can get more HealthReturns+/ because of the lower contribution that the dependant pays.
*HealthReturns+/* payable per R630 medical scheme contribution from 1 January 2022 and for Momentum Medical Scheme members, R665 from 1 September 2022.
Where are my HealthReturns paid to?
HealthReturns are paid into your HealthSaver account based on your Multiply Premier status.
What if I don’t have HealthSaver or a Premier membership?
You can only earn HealthReturns if you have a HealthSaver account.
Is HealthReturns a medical aid scheme?
*HealthReturns+/* is not a medical scheme product but a complementary product offered by Momentum. Momentum Medical Scheme members on the Evolve, Custom, Incentive, Extender and Summit Options qualify for this benefit. HealthReturns are not available to members on the Ingwe Option.