Short-term insurance

Momentum's car and home insurance offers tailored protection for your car, home and personal possessions. You can submit your claims through the Momentum app. Multiply will reward you with a yearly cashback bonus when you complete and validate your Safety Score, a tool to help you measure how safe you are. 

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Starter

What do I get?

Complete the safety questionnaire to determine your Safety Score. The questionnaire covers your personal, home and vehicle safety. Your Safety Score will also show you the areas where you can boost your security.

You can get a cashback bonus of up to 10% of your Momentum car and home insurance premiums every year, even if you claim. All you need to do to qualify for the safety bonus is know your Safety Score and stay safer with Safe Dayz™.

Upgrade to Multiply Premier now to get a cashback bonus of up to 30% of your Momentum car and home insurance premiums.

Example

With Momentum's car and home insurance, you can get cash back every year, even if you claim.


If you’re on Bronze status, have a Safety Score of 71% - 80% and have 21 - 25 Safe Dayz™ per month, you qualify for a 5% cashback bonus. This means if your Momentum car and home insurance premium is R1 000 a month, you will get a yearly cashback bonus of R600.

 
If you're on Gold status, have a Safety Score of 55 - 70% and have 16 - 20 Safe Dayz™ per month, you qualify for a 7,5% cashback bonus. This means if your Momentum car and home insurance premium is R1 000 a month, you will get a yearly cashback bonus of R900. 


If you’re on Private Club status, have a Safety Score of at least 80% and have 26 or more Safe Dayz™ per month, you qualify for a 30% cashback bonus. This means if your Momentum car and home insurance premium is R1 000 a month, you will get a yearly cashback bonus of R3 600. 

 

I WANT THIS PRODUCT

Provider

What do I get?

Complete the safety questionnaires to determine your Safety Score. The questionnaire covers your personal, home and vehicle safety. Your Safety Score will also show you the areas where you can boost your security.

You can get a cashback bonus of up to 10% of your Momentum car and home insurance premiums every year, even if you claim. All you need to do to qualify for the safety bonus is know your Safety Score and stay safer with Safe Dayz™.

Upgrade to Multiply Premier now to get a cashback bonus of up to 30% of your Momentum car and home insurance premiums.

Example
 
With Momentum’s car and home insurance, you can get cash back every year, even if you claim.


If you’re on Bronze status, have a Safety Score of 71% - 80% and have 21 - 25 Safe Dayz™ per month, you qualify for a 5% cashback bonus. This means if your Momentum car and home insurance premium is R1 000 a month, you will get a yearly cashback bonus of R600. 


If you’re on Gold status, have a Safety Score of 55 - 70% and have 16 - 20 Safe Dayz™ per month, you qualify for a 7,5% cashback bonus. This means if your Momentum car and home insurance premium is R1 000 a month, you will get a yearly cashback bonus of R900. 


If you’re on Private Club status, have a Safety Score of at least 80% and have 26 or more Safe Dayz™ per month, you qualify for a 30% cashback bonus. This means if your Momentum car and home insurance premium is R1 000 a month, you will get a yearly cashback bonus of R3 600. 

I WANT THIS PRODUCT

Premier

What do I get?

Complete the safety questionnaire to determine your Safety Score. The questionnaire covers your personal, home and vehicle safety. Your Safety Score will also show you the areas where you can boost your security.

You get 20 points for completing your Safety Score questionnaire, up to 50 points for your Safety Score and 1 point for each safe day, with a maximum of 80 points for the year.

Depending on your Multiply status, you can also get a cashback bonus of up to 30% of your Momentum car and home insurance premiums every year, even if you claim. All you need to do to qualify for the safety bonus is know your Safety Score and stay safer with Safe Dayz™.

Example
 
With Momentum’s car and home insurance, you can get cash back every year, even if you claim.


If you’re on Bronze status, have a Safety Score of 71% - 80% and have 21 - 25 Safe Dayz™ per month, you qualify for a 5% cashback bonus. This means if your Momentum car and home insurance premium is R1 000 a month, you will get a yearly cashback bonus of R600. 


If you’re on Gold status, have a Safety Score of 55 - 70% and have 16 - 20 Safe Dayz™ per month, you qualify for a 7,5% cashback bonus. This means if your Momentum car and home insurance premium is R1 000 a month, you will get a yearly cashback bonus of R900. 


If you’re on Private Club status, have a Safety Score of at least 80% and have 26 or more Safe Dayz™ per month, you qualify for a 30% cashback bonus. This means if your Momentum car and home insurance premium is R1 000 a month, you will get a yearly cashback bonus of R3 600. 

 

I WANT THIS PRODUCT

How do I get it?

  • Complete  and validate your Safety questionnaire
  • Be safe and have Safe Dayz™
  • Have 26 or more Safe Dayz™ a month to maximize your safety cashback bonus
  • Claims on your insurance will not affect your safety bonus

I WANT THIS PRODUCT