You can apply for Multiply if you have a Momentum product or you are a member of another qualifying medical scheme. The more Multiply points you earn, the more rewards you stand to enjoy.
“ I was excited to find the extra R1230 in my savings wallet. It was so very wonderful and I wanted to send you a warm thank you! I am so enjoying being part of the Momentum family. I feel so cared for and valued. I have taken the time to talk to friends and tell them how awesome you guys are. I am so impressed ”
Sarah Sherwood
“ Perfect product to use to save and earn more money back! ”
Janneke Everts
“ Absolutely worth it if you utilise it fully! ”
Sandra Swart
“ Easy to achieve Gold and even Platinum status. Awards and benefits are excellent. My family members changed their lifestyle. We are fit, healthy and happy. ”
Our blog is a content hub for all things health, money and safety related to give you a head start to living your best life, and it’s open to everyone!
Minister of Finance, Tito Mboweni delivered the highly anticipated 2021/2022 Annual Budget Speech on Wednesday, 24 February 2021. With the economic challenges faced by the country as a result of the COVID-19 pandemic, we were definitely looking forward to hearing about plans in place to alleviate this and how budget changes would affect our members’ day-to-day lives. In this post, we look at some highlights of the budget speech and show you how to make the most of your membership in the current economic climate to stay on track with your financial goals.
Highlights
No changes announced on VAT, it remains at 15%.
Household consumption expenditure will be boosted by bracket creep relief, contributing to lower personal income taxes. On the other hand, social grants will be raised by less than inflation.
No major increases were announced for medical tax credits. However, the following inflationary adjustments were announced:
An increase from R319 to R332 for the first two dependants.
An increase from R215 to R224 for all additional dependants.
How to multiply your money to adjust to the changes
Shop smarter at our cashbacks partners to save more
As a Momentum Multiply member, you get exclusive partner rewards like cashbacks when shopping at Pick n Pay, Dis-Chem, Makro, Clicks and the Multiply online shop. Take advantage of these cashbacks to save more on the things you’re already buying.
Boost your savings
With Multiply Money, you can save the cashbacks you have
earned at our partners for a rainy day. If you keep the money in your savings
wallet, you will earn interest from the very first cent you save.
Watch this video to see how to transfer money into your savings wallet.
With the rainy season in full-swing here in South Africa, if you’re a regular driver, you’re bound to drive on the wet road a few times. Making sure your tyres are rain-ready should be an important aspect of your car safety evaluation. Here are some handy tyre safety tips for driving in wet weather.
Check your treads
Make sure your tyre tread does not reach 1mm or less (South Africa’s legal limit) because it could result in:
• Your tyre(s) bursting or being punctured whilst driving. • A negative impact on your ability to brake properly. • Your vehicle getting stuck in places that require an adequate amount of tyre traction to get out of.
Get some air
Check your car’s manual or the sticker usually found on the inside of the driver’s door to check how much air your tyres need.
• Under-inflating your tyres can result in them bursting due to rolling resistance and will also increase your fuel consumption. • Over-inflating your tyres will make them more vulnerable to punctures and (because there is less contact with the road surface) will negatively impact your road handling.
Be aligned
Making sure your wheels are properly aligned will:
• Reduce the rapid and uneven wear of your tyres. • Ensure that your car travels straight in reduced visibility (i.e. thick fog and mist).
Keep you and your loved ones safe. Visit Tiger Wheel & Tyre and make sure your tyres are rain-ready – you get a free safety check in November.
Following a well-balanced, healthy diet should give you all the vitamins and nutrients your body needs. If you are unable to maintain a balanced diet, you may need to start taking dietary supplements.
Dietary supplements come in the form of capsules, powders, gels, tablets, liquids and even extracts. These supplements may contain vitamins, minerals, herbs, fibre or enzymes. Sometimes, supplements are even added to foods and drinks.
It may seem harmless to take some extra vitamins or minerals to boost your health. However, if you take too many supplements for too long, it can actually be harmful. You may not need a doctor’s prescription for supplements, but it’s important to talk to your doctor and get clued up before taking them.
Some supplements are needed for specific reasons or conditions:
Vitamin D supplements
Some people are at risk of not having enough Vitamin D. For example, babies who are fed with less than 500ml of formula should be given a Vitamin D supplement. People who aren’t often exposed to the sun should also be taking Vitamin D especially those who live in institutions like care homes or people with disabilities who don’t necessarily go outside often.
Folic acid supplements
All women thinking of having a baby should have a folic acid supplement. Pregnant women up to week 12 of their pregnancy should also be taking it. Folic acid can help prevent defects during pregnancy. Your gynaecologist is the best person to advise you on taking folic acid, have a chat before you take it.
Besides Vitamin D, an iron deficiency is common. An iron deficiency can lead to a medical condition called iron deficiency anaemia. Other supplements like vitamins A and C may be given to children aged six months to five years if they’re fussy eaters who may not be getting enough nutrition.
Before taking a supplement:
Talk to your doctor
Specific supplements could affect how medications work. For instance, some supplements could increase the risk of bleeding. If you take certain supplements before or after surgery, it could affect your response to anaesthesia.
Learn, learn, learn
If you’re thinking of taking a supplement, read up as much as you can about it. Be aware of the sources where you get your information. Talk to a pharmacist or a registered dietician. If your doctor or pharmacist suggests a specific supplement, don’t choose a different brand or dose. Their recommendation is the safest bet.
Ask questions
Just because something is labelled “healthy” or “natural” doesn’t mean it’s good for you or safe to take. And if something sounds too good to be true, it probably is. Read the fine print to check for side-effects. Don’t buy dietary supplements with ingredients you don’t need or with added things like sugars. Understanding supplements will prevent health issues and save you a lot of cash in the long run.
You can get Multiply if you have a Momentum product or you are a member of another qualifying medical scheme. As a Multiply member, you can earn up to 60% discounts and cashback on your policies and at 64 exclusive partners like Mango, Pick n Pay, Dis-Chem, Clicks and many more!
What is Multiply Premier?
Multiply has 3 options namely Multiply Starter, Multiply Provider and Multiply Premier. When you’re on Multiply Premier, you get all the rewards and discounts available as well as better discounts and cashbacks.
How do I start earning Multiply rewards?
Once you have joined Multiply, there are certain activities you can complete to be on top of your finances, be safer and healthier. You will be rewarded with points as you complete these activities. The more points you earn, the better your rewards.
How do I join Multiply?
Apply Online. No more phone calls, no paperwork.
Download the application form and complete it in your own time and email it to [email protected]
SMS the word “Join” to 40717 and we’ll call you back.
Call us on 0861 88 66 00 between 08h00 and 17h00, Monday to Friday.
Is Multiply part of Momentum?
Momentum Multiply is Momentum’s rewards programme geared towards helping you to live a better, healthier and happier life. Earn great rewards, discounts and cashbacks when you improve your health, safety, fitness, and finances.
